Transmigrated as Investment Banker in Cultivation world

"Damn! Why was he here if he didn't want to take out a loan?" David grumbled with clear displeasure written all over his face.

He had thought a customer had finally arrived after a long time, but it turns out it was only a free spirit sneaking around.

David had gotten excited for nothing.

'Serves you right,' Lucas inwardly thought. He wanted to laugh gleefully at David's misfortune but he dared not to.

Suddenly, David turned in his direction and looked at his face coldly.

"What are you laughing at, you bastard!"

Words filled with annoyance echoed in the room.

"Nothing~ Nothing!"

Lucas shook his head and hurriedly backed away.

Just as David was about to say something, he stopped and looked at the prompt in front of him that had suddenly appeared out of nowhere.

[Regretfully! You lost one of your clients today. However, the Bank of Eternal Origin can never suffer a loss.

Even if he died, the client will have to pay back somehow, therefore his soul was captured. You now have the following options, keep in mind that you can only choose one.

1 - Extract Client's Crystallization of Life (Adapter, Grade - Uncommon)

2 - Extract Jason Tiger's memories from his birth till his death.

3 - Any item that the client owned in his lifetime.

4 - Do Nothing, let the compound interest do its thing and decide again when the Client dies in his next life.

Please note as capturing the soul and imprisoning it requires a large amount of mana, because of which you only have two days left to make a choice.]

David's eyes flashed with surprise after reading through the notification, not understanding how that little tiger gang leader managed to survive for so long in that chaotic world.

This guy was really something; David had a feeling that he would definitely reach great heights someday.

At that, David's eyes flashed with a strange light.

Without thinking much about it, he clicked on the fourth option and decided to let the interest compound.

After David made his selection, the window disappeared like a puff of smoke on a chaotic windy day.

One after the other, the people that he was familiar with were dying. Making David's mood complex.

David sighed and walked back to his room.

For now, it was time to cultivate the Nine Star Heaven Locking Formation.

David felt a headache coming; he couldn't stop himself from cursing at his own luck.

Why couldn't someone with an ability similar to the Nine Star Heaven Locking Formation die so that he could extract their Crystallization of Life and not go through such a hassle?

Whatever, for now, he had no choice but to cultivate.

David closed his eyes and browsed through the Green Heaven Web, purchasing all the ingredients needed to cultivate the first level of the technique.

The Nine Star Heaven Locking Formation, as its name implied, was divided into nine levels.

At each level, a bright sun would appear in the cultivator's spiritual space, giving them the ability to ward against mental attacks.

Sitting on the bed cross-legged, David browsed through the ingredients.

To him, they were readily available in large quantities. However, upon careful thought, it wasn't that surprising; he had the market of all the Green Heaven World available at his fingertips.

Life was truly made wondrous because of the Green Heaven Web.

David wondered what would happen if the Green Heaven World evolved again.

Once this random thought popped up in his head, it didn't disappear for a long time.

During this time, David had also finished shopping for all the ingredients. Now it was time to finally begin.

"Blood of a Void Refining Phoenix,"

"Forever Spring Lava Core."

Numerous items filled with incredible yang energy appeared all around him like small stars shining under the night sky.

Immediately, David's small room was filled with scorching heat, and in a couple of moments, the walls of his room turned bright red.

In the next moment, David opened his eyes and looked at this scene in amazement.

But it was just that; he paid no more heed. The room was made of precious material; it wouldn't be easily destroyed. He was paying a huge amount of rent for nothing.

And as David thought, the walls only turned red with no other changes.

David shook his head and focused. Now it was time to begin.

First step: he needed to fill these incredible treasures with his mana until they were completely soaked in it.

In the next moment, tens of golden tendrils emerged from his body like golden snakes dancing in the wind.

Under David's precise control, the tendrils slowly hovered around the treasures, not immediately rushing in.

The first step was most crucial; if done impatiently, the treasures might explode due to mana infusion.

He needed to find the treasures' weak points first and slowly wait.

However, with David's incredible sensitivity towards mana, it didn't take him long to find weak points.

Immediately, he bared his fangs like a vicious snake.

Under David's control, the tendrils slowly entered the fiery hot treasures, slowly merging with them.

The process lasted for hours; it was already evening when David finished.

So long!

David let out a tired sigh, not expecting the simple mana infusion to take such a long time.

At this time, the treasures were glowing with a golden color filled with David's aura.

Now they could enter his Spiritual Space without any issue.

Immediately, David closed his eyes once more, his consciousness appearing inside his spiritual space followed by the numerous treasures filled with a golden hue.

However, their sheen seemed to have diminished atop the golden mana sea.

Now it was time for the second step to begin.

David once again followed the instructions written in the Nine Star Heaven Locking Formation.

The numerous treasures immediately melted and started to merge with each other until they were nothing more than a pea-sized golden ball, similar to David's Law seed when he first began.

"First refinement!" David's spiritual body muttered, his ethereal voice echoing in the spiritual space like a supreme god of heaven.

Following his words, the golden mana rose from the seas and rushed towards the pea-sized ball.

Immediately, the ball inflated, becoming as big as an elephant.

"Compress!" David shouted once again. Following his words, the huge elephant-sized ball immediately shrunk, regaining its original appearance.

However, this was just the start.

'First refinement was successfully completed,' David gleefully thought.

Next, he commanded the mana sea below his feet once again.

"Second Refinement!"

The mana sea churned, and once again, a large amount of mana merged with the pea-sized ball, causing the ball to inflate once more like a balloon. This time its size was twice as big as an elephant.

This process repeated eight times more.

At this moment, David's eyes turned incomparably solemn. Now it was time for the ninth and final Refinement.

"Ninth Refinement."

Following his words, a large tide of mana rose and rushed towards the golden ball filled with an incredibly dense amount of mana, almost solidifying.

This time the ball inflated to more than a kilometer in length, radiating strong pressure in all directions.

David was afraid that if his spiritual space wasn't as large as it was now, it would have collapsed under the pressure.

Thankfully, he wouldn't have to worry about these minor things.

While David was feeling smug, the Nine Suns that had been wrapped around his neck suddenly glowed with a blinding light, and in the next moment, one sun seemed to have disappeared, leaving eight suns behind.

Meanwhile, inside the spiritual space, David's eyes immediately widened.

A white flash of light had suddenly appeared and merged with the gigantic ball.

Immediately, in the next moment, various strange patterns seemed to have appeared on its surface, helping the ball grow even larger than before.

The ball instantly went from one kilometer in height to ten kilometers in height and didn't show any sign of stopping.

Like a huge suction pump, it sucked a large amount of mana from the mana seas below like a hungry camel after a long journey.

The ball only stopped growing once it reached a bonkers height of fifty kilometers. At this time, the spiritual space David was so proud of started to shake like a mountain.

However, at this time, the ball started to shrink once more.

It shrunk as fast as it inflated, becoming pea-sized again.

The shaking of the spiritual space also ceased. It appeared David had finally succeeded.

Following the change, the little pea rose into the air and became the first sun of David's spiritual space.

Bathing the desolate space with its gentle golden rays.

From now on, no random Tom and Dick would be able to enter inside his spiritual space.

Meanwhile, below the huge spiritual space, the giant Spider Draco seemed to have noticed changes happening above.

In the next moment, however, it turned its head away, afraid the monstrous youth would notice its gaze.

Indeed, David wasn't one to be deceived.

He suddenly seemed to have felt a gaze coming from the ground below.

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